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Here are the best personal finance books written by women for 2022:
If you’re lounging around and looking for a good read to help you get your personal finances in order, we’ve got a list of goodies for you to consider.
Below is a compilation of great personal finance books written by inspiring women.
Best for Personal Finance Beginners: ‘On My Own Two Feet: A Modern Girl’s Guide to Personal Finance’ by Manisha Thakor and Sharon Kedar
Harvard Business School graduates and leading investment experts Manisha Thakor and Sharon Kedar learned the basics of money management. You’ll learn about all the essentials of personal finance, like budgeting, saving, student loans, and retirement. Regardless of your income level, this book can help you understand how to stay on track when it comes to your personal finances.
Best for Improving Your Money Mindset: “You’re a Badass at Making Money: Master the Wealth Mindset” by Jen Sincero
If you want fun and spirit, this is it. Jen Sincero draws on her own experience living in a converted garage to travel and live her best life. She shares her own experiences and includes advice that helps readers deal with financial obstacles.
This book will also help you mentally discover what is stopping you from making money. Sincero wants you to tackle those doubts so you can think about money differently and start building wealth.
Best for improve your financial mindset, finalist: ‘Defining Wealth for Women (n.) Peace, Purpose and Lots of Money!’ by Bonnie Koo
We have several options in this category because we wanted to provide you with more than one book to gain confidence in managing your money. The scarcity mindset has historically affected women more than men, but knowing more about how you view money can help change your mindset.
In this book, Bonnie Koo empowers women by challenging common money myths like “money is complicated” or “budgets are money schemes.” She explains what women can do to control their finances through journal prompts and activities. All in all, this is a good read if you are not confident about money, but want to change your perspective on it.
Best for Money Management: ‘The Index Card: Why Personal Finance Doesn’t Have to Be Complicated’ by Helaine Olen and Harold Pollack
This book is the work of dynamic duo Harold Pollack, a professor at the University of Chicago, and Helaine Olen, an award-winning financial journalist. It’s an effort to prove that personal finance should be simple by jotting down the things you need to know about money management on a few index cards.
Ideal for a comprehensive overview: “The Money Manual: A Practical Money Guide to Help You Succeed on Your Financial Journey” by Tonya B. Rapley
Tonya B. Rapley. founder of the My Fab Finance website, creates a simple guide for people at any stage of their personal finance journey. Rapley asks you to do a simple self-assessment of your current relationship with money. Then you can read on for practical tips and tricks based on your self-assessment. Rapley covers a variety of topics, from savings strategies to dealing with debt.
Best for Millennials: “Get a Financial Life: Personal Finance in Your Twenties and Thirties” by Beth Kobliner
It’s a great read for anyone, but especially if you’re in your 20s or 30s and want to start cleaning up your finances. “Get a Financial Life” by Beth Kobliner covers topics such as finding deals on insurance policies, buying a home, and controlling your spending habits.
Best for Teens and Gen Z: “How to Make Money: Your Ultimate Visual Guide to the Basics of Finance” by Jean Chatzky
Jean Chatzky, Kathryn Tuggle, and the HerMoney team do a great job explaining a variety of personal finance topics that are especially relevant to young adults, like buying a first car or understanding student loans. Another bonus – there are lots of cute visuals that make reading absolutely delightful.
Ideal for understanding your relationship with money: “My Money My Way: Regaining control of your financial life” by Kumiko Love
This book might be worth considering if traditional budgeting or savings tactics haven’t worked for you in the past. Kumiko Love, “The Budget Mom,” focuses on your relationship with money as she gives you advice so you can truly recognize the control you have over your finances. Kumiko also shares her own experiences, so you feel like you’re talking to your knowledgeable and well-organized friend.
Best for Budgeting: “Get Good with Money: 10 Simple Steps to Becoming Financially Whole” by Tiffany Aliche
Tiffany Aliche, known as “The Budgetnista”, presents a 10-step approach to managing your personal finances. “Get Good with Money” is an easy-to-follow guide that breaks down each step, starting with determining your budget, then moving on to saving and automating bills and investments.
Best for Learning to Invest: ‘Broke Millennial Takes On Investing: A Beginner’s Guide to Leveling Up Your Money’ by Erin Lowry
In her second book in the Broke Millennial series, Erin Lowry provides a practical, easy-to-read guide to investing. Broke Millennial Takes On Investing is a great option if you’re new to investing and don’t really understand the terminology.
Other personal finance books written by women we reviewed
There are many personal finance books written by women. Although these weren’t chosen as our top picks, you might also consider reading some of the following books:
Frequently Asked Questions
Personal finance books can be a great resource for anyone who wants to learn how to use and manage their money effectively.
Many personal finance books are great for learning the basics of money, like budgeting, saving, investing, or retirement.
Other books on personal finance can be an ideal source of inspiration. These books focus more on how to improve your money mindset and become more confident in your money-based decisions.
A study conducted by the Stanford Center on Longevity found that women generally performed worse on financial literacy tests than men. Women were more likely to get answers wrong or mark “don’t know” compared to men.
Learning about financial topics can play an important role in improving financial literacy and building confidence in financial decision-making.
However, it must be recognized that some systematic inequalities, such as the gender pay gap and the glass ceiling, also affect how women perceive money. To solve these problems, change is needed culturally and in all businesses.